Browse the latest insights available to your account.
541 insights found
Are UK local authorities still a safe and attractive place to invest, and how can robust financial strength analysis help you target the right opportunities while capturing enhanced year end returns?
Some financial institutions are stepping back from formal ESG and net-zero commitments in response to political, regulatory, and commercial pressures, raising questions about how ESG priorities are interpreted and applied.
Central government’s decision to fund 90% of councils’ cumulative SEND deficits provides major relief to local authorities, which have faced rising demand, growing borrowing needs, and accounting pressures due to statutory SEND duties and insufficient funding. The grant will significantly reduce borrowing projections for many councils, though concerns remain about how future SEND costs will be sustainably funded.
While impact investing offers charities a way to better align capital with the core mission, investing in these markets requires clear definitions of risk tolerance, setting realistic expectations, and careful management of additional risks involved.
The MPC left Bank Rate at 3.75% on the 5th of February, but a surprise 5–4 vote prompted markets to sharply increase expectations of a March cut. Four members backed an immediate reduction, signalling a clear shift towards easing, while updated forecasts show weaker growth and inflation returning to target sooner than expected.
Recent changes to PWLB policy and the HRA threshold send a clear signal that government now expects councils to deliver social housing directly, on balance sheet, and at lower cost. With discounted HRA borrowing extended to 2027 and regulatory barriers materially reduced, many authorities should urgently reassess whether housing company structures still represent value for money in today’s policy and funding environment.
As year-end approaches, an LA-LA squeeze is pushing inter-authority borrowing rates higher, narrowing the cost advantage over PWLB and reinforcing the importance of flexible liquidity planning and diversified funding options.
Are UK local authorities still a safe and attractive place to invest, and how can robust financial strength analysis help you target the right opportunities while capturing enhanced year end returns?
Police and fire authorities are not simply smaller local authorities. Their narrow functions, constrained funding, and evolving governance models create distinct financial and treasury priorities, increasingly shaped by devolution and reform.
By clicking “Accept”, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Cookies Policy for more information.