Our initial priority is to undertake a balance sheet analysis to identify the levels of core cash available and help ascertain a suitable investment time horizon. This analysis recognises the difference between funds held for liquidity purposes and strategic investments, which is important in building an effective portfolio in any economic and interest rate environment.
Treasury management investment guidance establishes a strategy in relation to the investment priorities of our clients. Security of capital remains the highest priority, followed by liquidity and then yield. Our approach is to ensure that each client's individual portfolio reflects their ability and willingness to take risk.
For clients seeking longer-term returns, we can tailor diversified strategies whereby higher return/volatility investments are combined with lower risk and lower correlation investments, helping to reduce overall risk in the portfolio. Financial markets can be volatile, but it is this environment that can provide our clients with the opportunity to add value using strategic asset allocation.