24 Jul 2023Local Authorities
How Regulators Failed to Stop Local Government Failures
Section 114 notices used to be a rare occurrence but a handful have been issued in the last two years and it is expected that there will be more to come.
Insights
Browse the latest insights available to your account.
541 insights found
20 Jul 2023Investing
Parish Council Investment Advice
With market volatility continuing to fluctuate and short-term interest rates rapidly rising, it may be time to reassess your bank balances and short-term investments for security, liquidity and yield.
18 Jul 2023Investing
Arlingclose Investment Benchmarking June 2023
Another quarterly Arlingclose Investment Benchmarking has rolled around and some dramatic changes are afoot.
13 Jul 2023Banking
UK Bank Stress Test Results
The results of the latest Bank of England stress tests on UK Banks have now been published and are summarised in this insight.
28 Jun 2023Borrowing
Managing LOBO Calls
As interest rates rise, an increasing number of local authority LOBO loans are being “called” by lenders. The value of options, and risk relating to these loans, must also be considered when reviewing restructuring or repayment scenarios; you can’t directly compare against a fixed rate loan.
27 Jun 2023Investing
Reduce Risk with Secured Deposits
With a simple signup process, increased security, bail-in exemption and a higher yield to top it off, secured deposits offer a competitive option for investment when looking to shore up unsecured investment balances.
27 Jun 2023Borrowing
Low Cost Funding and Interest Rate Risk Management
In April 2020 Arlingclose worked with one of its local authority clients to transact an Interest Rate Swap (Swap) which locked in a rate of 0.56% on £75million of funding for a period of 20 years.
26 Jun 2023Borrowing
PWLB Reduced HRA Lending Margin
The PWLB has recently announced a reduction in the margin applied to loans that will be used to fund capital expenditure within the Housing Revenue Account (HRA).
23 Jun 2023ESG
Is Engagement or Exclusion better for ESG?
One area that has seen lots of attention is the growth in ESG funds or the incorporation of ESG into existing funds’ strategies and the terms exclusions and engagement are often thrown around in this conversation. But is one better than the other?