Browse the latest insights available to your account.
570 insights found
Company insolvencies in England and Wales reached record levels in 2024, surpassing the 2008 financial crisis, due to inflation, rising interest rates, and post-pandemic economic pressures. This surge highlights financial strain across key sectors like retail and hospitality, leading to higher unemployment and increased financial risks.
Fixed loan rates are set twice daily and are influenced by gilt yields, which fluctuate throughout the day. Borrowers should carefully monitor these yields to decide whether to borrow in the morning or afternoon, as afternoon rates may be lower. However, waiting carries the risk of overnight market changes, which could lead to higher rates the next day
Credit Suisse, once a global banking powerhouse with a huge market capitalization, collapsed in 2023 after years of scandals and mismanagement, ultimately being acquired by UBS.
The Bank of England's SWES exercise reveals that severe market stress could lead to significant liquidity needs for non-bank financial institutions, tightening conditions in the repo market, and increased pressure on corporate bond markets.
Legacy debt funds in the UK were created to manage debts from abolished local councils, ensuring financial obligations are met and shared among successor authorities, despite the councils' dissolution.
What is the difference between Exceptional Financial Support & Capitalisation Directions?
Learn how to ensure your authority's financial assistance to local businesses aligns with market standards and avoids legal challenges.
Without additional government support many authorities will struggle to make ends meet over the next few years, but those that can demonstrate good governance may have a more sympathetic response from stakeholders if an inspector ever calls. In this latest Insight David Blake explores this process and how a review of treasury management practices can help reduce and control risk.
Amid high yields and rising ESG investing, supranational bank bonds are highly attractive. Issued by entities like the World Bank, these AAA-rated bonds offer high security, liquidity, and diversification, often yielding higher returns than sovereign debt. Despite potential risks, they provide secure, strong-return, and socially responsible investment options.
We use cookies to make this site work, to see how it is used and to improve it. Analytics cookies are set when you arrive; choose Decline if you would rather we did not count your visit. Marketing and personalisation cookies are only set if you accept them. View our Cookies Policy for more information.